Yes — OFX Direct is available for AUD transfers into Australia. When you send AUD to an Australian recipient using OFX Direct, your payment is routed through local Australian payment rails (Direct Entry), meaning the recipient receives the full amount you send with no deductions from intermediary banks along the way.

To use OFX Direct for AUD into Australia, you will need to create a new OFX Direct recipient. If you already have an existing AUD recipient set up in your account, that recipient will continue to use the SWIFT network — a new recipient with the OFX Direct payment method must be added to use the local rails.

Why is this important

When AUD payments are sent via SWIFT, intermediary or recipient banks may deduct fees from the principal amount before it reaches your recipient — meaning they could receive less than what you sent. OFX Direct routes payments through Australia's local Direct Entry network, ensuring your recipient gets the full amount. Funds are generally expected to arrive on the same business day, giving you more predictability than a SWIFT transfer. There is no additional charge for using OFX Direct, provided the transfer is within the limits of your current plan.

Related FAQ Articles

• What is OFX Direct?

• How do I update the recipient from SWIFT to OFX Direct?