When you connect your Xero account to OFX, your Xero credentials (such as your username and password) are not stored in the OFX platform. Instead, the integration uses secure authentication protocols. You are redirected to Xero to log in and authorise OFX to access only the data required for payments and reconciliation. Once authorised, OFX receives a secure access token from Xero, which allows the necessary data to sync—without ever storing your Xero login details.

Why is this important:

This approach keeps your Xero credentials private and secure. By never storing your username or password, OFX reduces the risk of unauthorised access to your Xero account. The integration only accesses the minimum data needed for payments and reconciliation, and all data synchronisation is encrypted and follows industry best practices. This ensures your financial information remains protected and compliant with global security standards.

Related FAQ Articles:

• What are the security measures for Xero integration in the OFX platform?

• How to connect with Xero

• How do I authorise OFX to access my Xero data?